Megan Salas

Megan Salas

Sales Representative

InCom Example New Demo Office

Mobile:
555-555-5551
Office:
403-555-0142
Toll Free:
1-888-555-0155
Email Me
Megan Salas

Megan Salas

Sales Representative

InCom Example New Demo Office

Mobile:
555-555-5551
Office:
403-555-0142
Toll Free:
1-888-555-0155
Email Me
Title insurance details in Canada

Title Insurance Guide With Rosalie Frazier

When you buy a home, you’re not just purchasing the property — you’re securing the legal right to own it. Title insurance helps protect that ownership from unexpected legal or financial issues after closing. With Rosalie Frazier , by your side, you can move forward knowing your investment is protected from day one.

Contact Me

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What Is Title Insurance?

Title insurance is a one-time insurance policy that protects your ownership of a property from past issues tied to the title. Even with a thorough title search, certain problems can remain hidden and surface later. Unlike home insurance, which protects against future damage, title insurance protects against pre-existing title defects — for as long as you own the property.

Who Is Protected by Title Insurance?

Title insurance can protect:

  • Home buyers (owner’s policy)
  • Mortgage lenders (lender’s policy)
  • Or both

Coverage applies to resale homes, new builds, condos, and vacation properties.

Is Title Insurance Required?

If you’re buying with a mortgage, lenders require title insurance to protect the loan amount. This lender’s policy remains active until the mortgage is fully paid off. Owner’s title insurance is optional but strongly recommended. It protects you — not the lender — and is paid once at closing, with no ongoing premiums.

If you’re unsure about title insurance or how it fits into your purchase, I’d be happy to walk you through your options and explain what’s right for your situation.

Contact Me Anytime

We provide our agents with an easy, effective turnkey website solution.

Take your real estate lead generation online, with a full-featured real estate agent website! Connect to prospects, offer valuable features & real estate marketing tools, and showcase all listings with style. Social Media Integration allows visitors to share your property listings online with 250+ popular social media websites, while our Daily Email Alert Service delivers listings right to your prospects inbox, to bring you more leads. Even get perks like a domain name email and free website training!

Boost your website traffic with built-in SEO tools, to attract new business, build clientele, and drive sales. Leads tools, like Guest Tracking, help you better understand your prospects, by tracking and reporting their property viewing history. Lead follow-up is easy with branded email campaigns and a client manager. Offer your buyers and sellers a complete, IDX-enabled real estate marketing system today to generate more qualified leads!

Get Exploring

Check out our map search, lead generating forms (Dream Home Finder, Free Home Valuation, Daily Email Alerts, etc.), visitor resources, and more. Try out our different website themes by clicking on the thumbnail images displayed at the top of your page. With our flexible backend management system, you can change your website theme and styling at any time with the click of a button.



Languages Spoken: English, Finnish



Title Insurance: Covered vs. Not Covered

Understanding your coverage helps you avoid costly surprises after closing.

What Title Insurance Typically Covers?

  • Unknown title defects
  • Unpaid liens or prior mortgages
  • Ownership claims from unknown parties
  • Fraud or forgery related to title
  • Errors in public records or surveys

What Title Insurance Does Not Cover

  • Issues disclosed before closing
  • Problems that arise after the policy date
  • Environmental hazards
  • Indigenous land claims

Still have questions ? Rosalie Frazier is happy to walk you through your options and connect you with the right professionals.

Ask About Title Insurance

Note: Coverage varies by provider and policy type. Always confirm the specifics of your policy.

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When Does Title Insurance End?

Understanding the duration of your title insurance helps you stay protected when it matters most.

Quick Tips For Buyers

  • Ask your lawyer about owner and lender policies
  • Review covered and excluded risks carefully
  • Protects ownership rights, not physical damage

If you’re exploring distressed properties or foreclosure opportunities, understanding title risks is especially important.

View Foreclosure Listings

Coverage & Timing

  • Owner’s policy starts at closing and lasts as long as you own the property
  • Lender’s policy: Ends once the mortgage is fully paid
  • Payment: One-time cost paid at closing

Why It Matters

Knowing how long each policy lasts helps protect you from unexpected issues. The lender’s policy safeguards the mortgage, while the owner’s policy protects your ownership for as long as you own the property. If a covered title issue arises, the policy pays legal fees and expenses to defend your title, providing long-term peace of mind.

Let's Talk!

Contact me today so I can help you understand your insurance options and prepare the right plan to protect your new home.

Have Questions?

By submitting this form, I agree to be contacted by InCom Example New Demo Office via email, phone, and text about real estate services. Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase. Reply STOP to unsubscribe from calls and texts. To stop receiving emails, click Unsubscribe in any email. See our Privacy Policy and Terms of Service for more information.
Disclaimer By entering my contact information I give my express consent to be contacted by 'Megan Salas, InCom Example New Demo Office' and or real estate salespeople on behalf of 'InCom Example New Demo Office' to discuss potential services.

Title Insurance Details


CONTACT US

By submitting this form, I agree to be contacted by InCom Example New Demo Office via email, phone, and text about real estate services. Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase. Reply STOP to unsubscribe from calls and texts. To stop receiving emails, click Unsubscribe in any email. See our Privacy Policy and Terms of Service for more information.
Disclaimer By entering my contact information I give my express consent to be contacted by 'Megan Salas, InCom Example New Demo Office' and or real estate salespeople on behalf of 'InCom Example New Demo Office' to discuss potential services.

We provide our agents with an easy, effective turnkey website solution.

Take your real estate lead generation online, with a full-featured real estate agent website! Connect to prospects, offer valuable features & real estate marketing tools, and showcase all listings with style. Social Media Integration allows visitors to share your property listings online with 250+ popular social media websites, while our Daily Email Alert Service delivers listings right to your prospects inbox, to bring you more leads. Even get perks like a domain name email and free website training!

Boost your website traffic with built-in SEO tools, to attract new business, build clientele, and drive sales. Leads tools, like Guest Tracking, help you better understand your prospects, by tracking and reporting their property viewing history. Lead follow-up is easy with branded email campaigns and a client manager. Offer your buyers and sellers a complete, IDX-enabled real estate marketing system today to generate more qualified leads!

Get Exploring

Check out our map search, lead generating forms (Dream Home Finder, Free Home Valuation, Daily Email Alerts, etc.), visitor resources, and more. Try out our different website themes by clicking on the thumbnail images displayed at the top of your page. With our flexible backend management system, you can change your website theme and styling at any time with the click of a button.



Languages Spoken: English, Finnish